More tools for your money
The core of Finance Essentials is free forever: every calculator, guide, and tool. These optional plans add deeper tools for tracking, planning, and automating your money.
- Free while you wait
- No card, ever, until launch
- Leave the waitlist anytime
- We never sell your data
- First month free for waitlist members
Pricing plans
Free
Everything you need to get started.
- All articles, calculators & templates
- Save, compare & export your calculations
- Market Watch: track up to 5 tickers
- Portfolio: track up to 3 holdings
Starter
Take the friction away.
- Everything in Free, ad-free
- Personal financial health score
- Financial dashboard & budget tracker
- Watchlist up to 15, portfolio up to 5
Essential
Powerful, personal, and automated.
- Everything in Starter
- AI money assistant, 30 messages / month
- Portfolio analytics & rebalancing
- Unlimited watchlist & portfolio
- Life-stage playbooks for your 20s, 30s & 40s
Free forever stays free. Premium isn't live yet, no charge now. Founding members get early access and help shape what gets built next, I'll email you personally when it launches.
What you get with Premium
Tools that turn the numbers you already run into a plan you can follow.
Financial DashboardStarter
A full overview of your finances: net worth, savings rate, debt load, and goals, all in one place.
Take a lookFinancial Health ScoreStarter
Get a score from 0 to 100 based on your budget, savings, debt, and emergency fund. See exactly where to improve.
Take a lookBudget TrackerStarter
A monthly budget you actually keep: set category limits, log real spending, and watch your savings rate climb month over month.
Take a lookExpanded Market WatchStarter
Track up to 15 custom tickers and 5 portfolio holdings with prices and interactive charts.
Take a lookPortfolio RebalancingEssential
Set your target asset mix, see how far you've drifted, and get the exact buy/sell moves to get back on plan.
Take a lookLife-Stage PlaybooksEssential
A step-by-step plan for your 20s, 30s, and 40s, with the priorities in the right order. Check off each move and track your progress.
Take a lookMarket AlertsEssential
Get notified when your watchlist stocks make big moves so you never miss an important market event.
Take a lookAI Money AssistantEssential
Ask any personal finance question and get a straight answer you can actually use. 30 messages per month.
Take a lookUnlimited PortfolioEssential
Track every holding without limits. Full portfolio value, returns, and allocation breakdown.
Take a lookSee full plan comparison
| Features | FreeYour plan | Starter | Essential |
|---|---|---|---|
| Learn & calculate | |||
| Every calculator, unlimited use | |||
| All articles & the full glossary | |||
| Save, compare & export calculations | |||
| Downloadable templates | |||
| Track & plan | |||
| Market Watch tickers | 5 | 15 | Unlimited |
| Portfolio holdings | 3 | 5 | Unlimited |
| Ad-free experience | |||
| Financial health score | |||
| Financial dashboard | |||
| Monthly budget tracker | |||
| Member badge on your profile | |||
| Automate & personalize | |||
| Portfolio analytics dashboard | |||
| Portfolio rebalancing tool | |||
| Life-stage playbooks | |||
| Market alerts | |||
| AI money assistant (30/mo) | |||
| Newsletter + early access | |||
| Priority support | |||
Questions about billing
Is the free version really free?
Yes, and it stays that way. Every calculator, every guide, and the market tracker work with no account and no payment. Premium only adds extra tools on top.
Do I need a card to join the waitlist?
No. Joining just takes an email address. We'll only ask for payment details once Premium actually launches and you decide to subscribe.
Do I really get a free month for joining the waitlist?
Yes. Anyone on the Starter or Essential waitlist gets their first month of that plan free once Premium launches, no strings attached.
How will billing work once it launches?
Plans will be billed monthly and handled securely by a trusted payment processor. You'll be able to switch between Starter and Essential anytime, and cancel in a couple of clicks.
What happens to my data?
Your calculator inputs stay in your browser. Numbers you save to Premium tools live in your account, and we never sell them or hand them to advertisers.
Not ready for Premium? Get a free account instead
This is separate from the Premium waitlist above. A free account saves your progress across every calculator, guide, and tool, no waiting required.