All calculators
Net Worth Calculator
Your net worth = everything you own minus everything you owe. Enter your numbers below.
Your net worth
$0
Total Assets: $0Total Liabilities: $0
Assets
What you own: savings, investments, property, vehicles
$
$
$
$
$
Total: $0
Liabilities
What you owe: mortgage, loans, credit card balances
$
$
$
$
Total: $0
Understanding your number
Net worth is the single clearest measure of your overall financial health: total assets minus total liabilities.
- Positive net worth means your assets outweigh your debts. Growing this number year-over-year is the goal.
- Negative net worth is common early in life, especially with student loans or a new mortgage. It's a starting point, not a verdict.
- Track annually. The absolute number matters less than the trend. Is it growing? That's what matters.
A rough benchmark: by age 40, aim for a net worth of 2x your annual income. By 50, 4x. These are guides, not rules.